Side-by-side · Q2 2026 data
Millennium Bank vs Policemen'S Federal Credit Union
Credit union
Policemen'S Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | Millennium Bank | Policemen'S Federal Credit Union |
|---|---|---|
| TellerScore | 33 | 92 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 0 | 90 (stronger) |
| Earnings | 44 | 74 (stronger) |
| Funding & liquidity | 52 | 100 (stronger) |
| Problem-loan coverage | 31 | 99 (stronger) |
| Peer percentile | 1st | 92nd |
| Total assets | $844.5M | $95.5M |
| Deposits / shares | $693.2M | $80.1M |
| Capital ratio | 9.41% | 16.39% (stronger) |
| Problem loans | 4.37% | 0.29% (stronger) |
| Net charge-offs | 0.24% | -0.04% (stronger) |
| Return on assets | 0.59% | 1.34% (stronger) |
| Loans ÷ deposits | 94.8% | 39.1% (stronger) |
| Uninsured deposits | 26.6% | 9.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Policemen'S Federal Credit Union has the higher TellerScore (92 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Millennium Bank leads on 0 and Policemen'S Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.