Side-by-side · Q2 2026 data
Mills42 Federal Credit Union vs Htm Credit Union
Metric by metric
| Measure | Mills42 Federal Credit Union | Htm Credit Union |
|---|---|---|
| TellerScore | 73 | 84 (stronger) |
| Capital cushion | 69 | 88 (stronger) |
| Loan quality | 80 | 96 (stronger) |
| Earnings | 51 (stronger) | 47 |
| Funding & liquidity | 88 | 97 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 47th | 75th |
| Total assets | $31.5M | $29.6M |
| Deposits / shares | $27.5M | $25.6M |
| Capital ratio | 11.91% | 13.79% (stronger) |
| Problem loans | 0.61% | 0.11% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 0.79% (stronger) | 0.67% |
| Loans ÷ deposits | 72.7% | 63.1% (stronger) |
| Uninsured deposits | 6.3% | 3.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Htm Credit Union has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Mills42 Federal Credit Union leads on 1 and Htm Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.