Side-by-side · Q2 2026 data
Millstream Area Credit Union vs Postal Family Credit Union, Inc.
Metric by metric
| Measure | Millstream Area Credit Union | Postal Family Credit Union, Inc. |
|---|---|---|
| TellerScore | 82 (stronger) | 79 |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 78 (stronger) | 52 |
| Earnings | 77 (stronger) | 61 |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 70th | 62nd |
| Total assets | $70.8M | $66.2M |
| Deposits / shares | $61.3M | $53.7M |
| Capital ratio | 12.64% | 18.10% (stronger) |
| Problem loans | 0.66% (stronger) | 1.44% |
| Net charge-offs | 0.38% | 0.04% (stronger) |
| Return on assets | 1.41% (stronger) | 1.02% |
| Loans ÷ deposits | 55.9% (stronger) | 65.4% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Millstream Area Credit Union has the higher TellerScore (82 vs 79). On the 6 directional measures above (where higher or lower is clearly better), Millstream Area Credit Union leads on 4 and Postal Family Credit Union, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.