Side-by-side · Q2 2026 data
Millville Savings Bank vs Bridgeton Onized Federal Credit Union
Credit union
Bridgeton Onized Federal Credit Union
Cedarville, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Millville Savings Bank | Bridgeton Onized Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 45 |
| Capital cushion | 86 (stronger) | 27 |
| Loan quality | 96 (stronger) | 60 |
| Earnings | 33 (stronger) | 29 |
| Funding & liquidity | 100 (stronger) | 59 |
| Problem-loan coverage | 99 (stronger) | 72 |
| Peer percentile | 80th | 5th |
| Total assets | $169.9M | $49.7M |
| Deposits / shares | $149.2M | $44.7M |
| Capital ratio | 13.63% (stronger) | 7.73% |
| Problem loans | 0.12% (stronger) | 1.19% |
| Net charge-offs | -0.01% (stronger) | 1.68% |
| Return on assets | 0.33% (stronger) | 0.23% |
| Loans ÷ deposits | 52.4% (stronger) | 101.7% |
| Uninsured deposits | 9.3% | 1.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | — |
Millville Savings Bank has the higher TellerScore (81 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Millville Savings Bank leads on 6 and Bridgeton Onized Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.