Side-by-side · Q2 2026 data
Millville Savings Bank vs Century Savings Bank
Metric by metric
| Measure | Millville Savings Bank | Century Savings Bank |
|---|---|---|
| TellerScore | 81 | 81 |
| Capital cushion | 86 (stronger) | 82 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 33 | 41 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 80th | 80th |
| Total assets | $169.9M | $634.8M |
| Deposits / shares | $149.2M | $489.7M |
| Capital ratio | 13.63% (stronger) | 13.20% |
| Problem loans | 0.12% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.01% |
| Return on assets | 0.33% | 0.53% (stronger) |
| Loans ÷ deposits | 52.4% (stronger) | 67.7% |
| Uninsured deposits | 9.3% (stronger) | 22.3% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 36.1% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Millville Savings Bank leads on 4 and Century Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.