Side-by-side · Q2 2026 data
Milton Savings Bank vs Pinpoint Federal Credit Union
Metric by metric
| Measure | Milton Savings Bank | Pinpoint Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 36 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 30 | 52 (stronger) |
| Funding & liquidity | 73 | 84 (stronger) |
| Problem-loan coverage | 99 (stronger) | 31 |
| Peer percentile | 68th | 2nd |
| Total assets | $90.6M | $30.2M |
| Deposits / shares | $71.0M | $28.3M |
| Capital ratio | 16.89% (stronger) | 8.43% |
| Problem loans | 0.06% (stronger) | 3.51% |
| Net charge-offs | 0.01% (stronger) | 0.69% |
| Return on assets | 0.25% | 0.80% (stronger) |
| Loans ÷ deposits | 87.3% | 75.8% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 8.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Milton Savings Bank has the higher TellerScore (81 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Milton Savings Bank leads on 5 and Pinpoint Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Milton, PA