Headquartered in Milton, Pennsylvania, Milton Savings Bank is a savings bank with $90.6M in total assets and $71.0M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1920.
Based on its Q2 2026 filing, Milton Savings Bank scores 81/100, which we describe as strong. That is higher than 68% of 546 banks with under $100 million in assets. Among 110 banks headquartered in Pennsylvania, it ranks 17th. Its strongest component is capital cushion (100/100; 16.89%), and its lowest is earnings (30/100; 0.25%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (76 → 81), mostly because the earnings component improved by 30 points.
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| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 78 |
| Q4 2024 | 77 |
| Q1 2025 | 76 |
| Q2 2025 | 76 |
| Q3 2025 | 76 |
| Q4 2025 | 76 |
| Q1 2026 | 78 |
| Q2 2026 | 81 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 21.27% |
| Q3 2024 | 20.98% |
| Q4 2024 | 20.38% |
| Q1 2025 | 19.16% |
| Q2 2025 | 18.55% |
| Q3 2025 | 18.10% |
| Q4 2025 | 17.74% |
| Q1 2026 | 17.09% |
| Q2 2026 | 16.89% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.01% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.18% |
| Q1 2026 | 0.35% |
| Q2 2026 | 0.06% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.79% |
| Q3 2024 | -0.73% |
| Q4 2024 | -0.71% |
| Q1 2025 | -0.74% |
| Q2 2025 | -0.55% |
| Q3 2025 | -0.40% |
| Q4 2025 | -0.32% |
| Q1 2026 | 0.12% |
| Q2 2026 | 0.25% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $90.6M | 16.89% | 0.06% | 0.25% | 87.3% |
| Q1 2026 | 78 | $89.6M | 17.09% | 0.35% | 0.12% | 88.2% |
| Q4 2025 | 76 | $87.5M | 17.74% | 0.18% | -0.32% | 88.7% |
| Q3 2025 | 76 | $85.1M | 18.10% | 0.00% | -0.40% | 91.1% |
| Q2 2025 | 76 | $80.9M | 18.55% | 0.00% | -0.55% | 85.7% |
| Q1 2025 | 76 | $80.0M | 19.16% | 0.00% | -0.74% | 84.2% |
| Q4 2024 | 77 | $77.2M | 20.38% | 0.01% | -0.71% | 80.0% |
| Q3 2024 | 78 | $77.3M | 20.98% | 0.01% | -0.73% | 76.4% |
| Q2 2024 | 78 | $76.2M | 21.27% | 0.00% | -0.79% | 72.1% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| County Savings BankBank Essington, PA | 64 out of 100, Moderate | $90.4M | 8.1% | 0.00% | vs |
| Armstrong County Building and Loan AssociationBank Ford City, PA | 66 out of 100, Moderate | $95.1M | 12.5% | 1.09% | vs |
| Port Richmond SavingsBank Philadelphia, PA | 80 out of 100, Strong | $97.2M | 22.6% | 0.97% | vs |
| Compass Savings BankBank Wilmerding, PA | 51 out of 100, Below average | $53.5M | 7.3% | 0.13% | vs |
| United Bank of PhiladelphiaBank Philadelphia, PA | 47 out of 100, Below average | $48.4M | 16.6% | 11.33% | vs |
| Second Federal Savings and Loan Association of PhiladelphiaBank Philadelphia, PA | 86 out of 100, Very strong | $46.3M | 16.4% | 0.00% | vs |
Deposit insurance
Is my money safe at Milton Savings Bank?
Yes. Milton Savings Bank is an FDIC-insured institution (FDIC certificate #28637). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 4.4% of deposits ($3.1M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.89%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 32.60% (benchmark: 10%).
1 location
Branches
Milton Savings Bank lists 1 office in 1 city. Most locations:
- Milton, PA (1)
Identity & history
Profile
- Legal name
- Milton Savings Bank
- Former names
- Savings and Loan Association; Savings and Loan Association of Milton
- Type
- Savings bank
- FDIC certificate #
- 28637
- RSSD ID
- 123075
- Primary regulator
- OCC
- Established
- January 1, 1920
- Headquarters
- 80 Broadway St, Milton, PA 17847
- Website
- www.miltonsavingsbank.com
- Employees
- 12
Quick answers
Milton Savings Bank: common questions
Is Milton Savings Bank FDIC insured?
Yes. Milton Savings Bank is an FDIC-insured institution (FDIC certificate #28637). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Milton Savings Bank's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Milton Savings Bank ever failed?
There is no failure record for FDIC certificate #28637 in the FDIC failed bank list.
How many branches does Milton Savings Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Milton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Montoursville Area Federal Credit UnionCredit union Montoursville, PA | 91 out of 100, Very strong | $6.2M | 14.2% | 0.03% | vs |
| Central Keystone Federal Credit UnionCredit union Sunbury, PA | 87 out of 100, Very strong | $63.8M | 18.8% | 0.72% | vs |
| Palco Federal Credit UnionCredit union Muncy, PA | 87 out of 100, Very strong | $109.3M | 13.1% | 0.20% | vs |
| The Turbotville National BankBank Turbotville, PA | 85 out of 100, Very strong | $243.5M | 16.5% | 1.10% | vs |
| Williamsport Teachers Credit UnionCredit union South Williamsp, PA | 85 out of 100, Very strong | $15.6M | 19.5% | 0.56% | vs |
| Central Susquehanna Community Federal Credit UnionCredit union Danville, PA | 82 out of 100, Strong | $37.4M | 12.1% | 0.00% | vs |