Side-by-side · Q2 2026 data
Milton Savings Bank vs United Bank of Philadelphia
Bank
United Bank of Philadelphia
Philadelphia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Milton Savings Bank | United Bank of Philadelphia |
|---|---|---|
| TellerScore | 81 (stronger) | 47 |
| Capital cushion | 100 | 100 |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 30 (stronger) | 0 |
| Funding & liquidity | 73 | 93 (stronger) |
| Problem-loan coverage | 99 (stronger) | 27 |
| Peer percentile | 68th | 8th |
| Total assets | $90.6M | $48.4M |
| Deposits / shares | $71.0M | $40.2M |
| Capital ratio | 16.89% (stronger) | 16.58% |
| Problem loans | 0.06% (stronger) | 11.33% |
| Net charge-offs | 0.01% | -0.12% (stronger) |
| Return on assets | 0.25% (stronger) | -2.65% |
| Loans ÷ deposits | 87.3% | 66.9% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 8.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Milton Savings Bank has the higher TellerScore (81 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Milton Savings Bank leads on 5 and United Bank of Philadelphia on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.