Side-by-side · Q2 2026 data
Miners Exchange Bank vs Eastman Credit Union
Metric by metric
| Measure | Miners Exchange Bank | Eastman Credit Union |
|---|---|---|
| TellerScore | 42 | 91 (stronger) |
| Capital cushion | 74 | 99 (stronger) |
| Loan quality | 0 | 90 (stronger) |
| Earnings | 0 | 98 (stronger) |
| Funding & liquidity | 91 (stronger) | 67 |
| Problem-loan coverage | 64 | 96 (stronger) |
| Peer percentile | 5th | 96th |
| Total assets | $93.5M | $10.2B |
| Deposits / shares | $81.0M | $8.6B |
| Capital ratio | 12.40% | 14.87% (stronger) |
| Problem loans | 3.16% | 0.31% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.38% |
| Return on assets | -0.51% | 1.95% (stronger) |
| Loans ÷ deposits | 69.3% (stronger) | 93.2% |
| Uninsured deposits | 9.0% (stronger) | 12.7% |
| Offices | 5 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.9% |
Eastman Credit Union has the higher TellerScore (91 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Miners Exchange Bank leads on 3 and Eastman Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.