Side-by-side · Q2 2026 data
Miners Exchange Bank vs Martinsville First Savings Bank
Metric by metric
| Measure | Miners Exchange Bank | Martinsville First Savings Bank |
|---|---|---|
| TellerScore | 42 | 80 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 0 | 78 (stronger) |
| Earnings | 0 | 37 (stronger) |
| Funding & liquidity | 91 (stronger) | 87 |
| Problem-loan coverage | 64 | 97 (stronger) |
| Peer percentile | 5th | 66th |
| Total assets | $93.5M | $32.1M |
| Deposits / shares | $81.0M | $24.8M |
| Capital ratio | 12.40% | 20.46% (stronger) |
| Problem loans | 3.16% | 0.65% (stronger) |
| Net charge-offs | 0.25% | -0.01% (stronger) |
| Return on assets | -0.51% | 0.41% (stronger) |
| Loans ÷ deposits | 69.3% (stronger) | 72.9% |
| Uninsured deposits | 9.0% | 4.8% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Martinsville First Savings Bank has the higher TellerScore (80 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Miners Exchange Bank leads on 1 and Martinsville First Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.