Side-by-side · Q2 2026 data
Minerva Area Federal Credit Union vs Bse Credit Union
Credit union
Minerva Area Federal Credit Union
Minerva, Ohio · Under $100 million in assets
Metric by metric
| Measure | Minerva Area Federal Credit Union | Bse Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 73 (stronger) | 40 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 94th | 44th |
| Total assets | $17.9M | $17.3M |
| Deposits / shares | $15.1M | $15.5M |
| Capital ratio | 15.08% (stronger) | 9.93% |
| Problem loans | 0.14% | 0.07% (stronger) |
| Net charge-offs | 2.54% | -0.13% (stronger) |
| Return on assets | 1.33% (stronger) | 0.49% |
| Loans ÷ deposits | 50.9% | 35.2% (stronger) |
| Uninsured deposits | 0.6% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Minerva Area Federal Credit Union has the higher TellerScore (93 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Minerva Area Federal Credit Union leads on 3 and Bse Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.