TellerScore

Headquartered in Cleveland, Ohio, Bse Credit Union is a non-federally insured state credit union with $17.3M in total assets and $15.5M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1955.

Bse Credit Union has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than only 44% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 94th. Funding & liquidity contributes the most (100/100, 35% loans-to-deposits, 0% uninsured); earnings contributes the least (40/100, 0.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion49/100
Net worth ratio: 9.93%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.07%
Earnings40/100
Return on assets (annualized): 0.49%
Funding & liquidity100/100
Loans ÷ shares: 35.2% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.23%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (69 → 72), mostly because the earnings component improved by 9 points.

TellerScore
677072Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202470
Q4 202470
Q1 202567
Q2 202569
Q3 202570
Q4 202569
Q1 202670
Q2 202672
Net worth ratio
7.00%8.46%9.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.21%
Q3 20249.68%
Q4 20249.39%
Q1 20258.99%
Q2 20259.05%
Q3 20259.67%
Q4 20259.52%
Q1 20269.57%
Q2 20269.93%
Delinquent loans (60+ days)
0.00%0.08%0.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.08%
Q3 20240.15%
Q4 20240.03%
Q1 20250.04%
Q2 20250.00%
Q3 20250.03%
Q4 20250.02%
Q1 20260.06%
Q2 20260.07%
Return on assets
0.15%0.32%0.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.25%
Q3 20240.39%
Q4 20240.35%
Q1 20250.15%
Q2 20250.28%
Q3 20250.31%
Q4 20250.23%
Q1 20260.34%
Q2 20260.49%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$17.3M9.93%0.07%0.49%35.2%
Q1 202670$17.7M9.57%0.06%0.34%33.3%
Q4 202569$17.6M9.52%0.02%0.23%35.0%
Q3 202570$17.4M9.67%0.03%0.31%34.2%
Q2 202569$18.5M9.05%0.00%0.28%33.1%
Q1 202567$18.4M8.99%0.04%0.15%33.3%
Q4 202470$17.5M9.39%0.03%0.35%37.1%
Q3 202470$16.9M9.68%0.15%0.39%39.4%
Q2 202468$17.5M9.21%0.08%0.25%39.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.93%
16th
Problem loans0.07%
82nd
Net charge-offs-0.13%
94th
Return on assets0.49%
41st
Loans to deposits35.2%
84th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.2%
81st

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Local Union 392 Federal Credit UnionCredit union Cincinnati, OH75 out of 100, Strong$17.5M15.9%2.09%vs
Ohio Teamsters Credit UnionCredit union Independence, OH84 out of 100, Strong$17.1M26.8%0.52%vs
Minerva Area Federal Credit UnionCredit union Minerva, OH93 out of 100, Very strong$17.9M15.1%0.14%vs
Holy Family Parma Federal Credit UnionCredit union Parma, OH60 out of 100, Moderate$16.8M19.5%5.49%vs
North Coast Credit UnionCredit union Fairview Park, OH62 out of 100, Moderate$16.7M41.5%2.45%vs
Toledo Urban Federal Credit UnionCredit union Toledo, OH42 out of 100, Below average$18.0M9.8%1.78%vs

Deposit insurance

Is my money safe at Bse Credit Union?

Bse Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.93%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Bse Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bse Credit Union
Type
Non-federally insured state credit union
NCUA charter #
97078
RSSD ID
340395
Primary regulator
State + NCUA
Established
1955
Headquarters
19249 Bagley Rd, Cleveland, OH 44130
Employees
5

Quick answers

Bse Credit Union: common questions

Is Bse Credit Union NCUA insured?

Bse Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Bse Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Bse Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Cleveland

InstitutionScoreAssetsCapitalProblem loansCompare
Credit First National AssociationBank Brook Park, OH94 out of 100, Very strong$39.8M98.3%0.00%vs
Firstenergy Family Credit UnionCredit union Akron, OH93 out of 100, Very strong$47.2M16.5%0.53%vs
Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs
Lormet Community Federal Credit UnionCredit union Amherst, OH91 out of 100, Very strong$283.3M13.7%0.15%vs
Solon/Chagrin Falls Federal Credit UnionCredit union Solon, OH90 out of 100, Very strong$9.6M19.8%0.04%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs