Side-by-side · Q2 2026 data
Minerva Area Federal Credit Union vs Christian Family Credit Union
Credit union
Minerva Area Federal Credit Union
Minerva, Ohio · Under $100 million in assets
Metric by metric
| Measure | Minerva Area Federal Credit Union | Christian Family Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 95 (stronger) | 87 |
| Earnings | 73 (stronger) | 33 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 94th | 62nd |
| Total assets | $17.9M | $93.2M |
| Deposits / shares | $15.1M | $82.4M |
| Capital ratio | 15.08% (stronger) | 13.47% |
| Problem loans | 0.14% (stronger) | 0.38% |
| Net charge-offs | 2.54% | -0.13% (stronger) |
| Return on assets | 1.33% (stronger) | 0.33% |
| Loans ÷ deposits | 50.9% | 44.6% (stronger) |
| Uninsured deposits | 0.6% (stronger) | 16.5% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Minerva Area Federal Credit Union has the higher TellerScore (93 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Minerva Area Federal Credit Union leads on 5 and Christian Family Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.