TellerScore

Headquartered in North Canton, Ohio, Christian Family Credit Union is a federally insured state-chartered credit union with $93.2M in total assets and $82.4M in member shares and deposits as of Q2 2026. It operates 5 offices across 3 states.

Christian Family Credit Union has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 62% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 56th. Funding & liquidity contributes the most (99/100, 45% loans-to-deposits, 16% uninsured); earnings contributes the least (33/100, 0.33%).

TellerScore · Q2 2026

Scorecard

Capital cushion85/100
Net worth ratio: 13.47%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.38%
Earnings33/100
Return on assets (annualized): 0.33%
Funding & liquidity99/100
Loans ÷ shares: 44.6% · 16.5% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.11%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

5 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (84 → 79), mostly because the capital cushion component weakened by 10 points.

TellerScore
798284Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202584
Q3 202584
Q4 202582
Q1 202682
Q2 202679
Net worth ratio
7.00%10.82%14.65%well-capitalized benchmarkQ2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202514.51%
Q3 202514.65%
Q4 202514.10%
Q1 202613.11%
Q2 202613.47%
Delinquent loans (60+ days)
0.10%0.24%0.38%Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20250.22%
Q3 20250.11%
Q4 20250.10%
Q1 20260.21%
Q2 20260.38%
Return on assets
0.19%0.43%0.67%Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20250.40%
Q3 20250.28%
Q4 20250.19%
Q1 20260.67%
Q2 20260.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$93.2M13.47%0.38%0.33%44.6%
Q1 202682$95.8M13.11%0.21%0.67%44.1%
Q4 202582$80.9M14.10%0.10%0.19%43.9%
Q3 202584$78.0M14.65%0.11%0.28%46.8%
Q2 202584$78.7M14.51%0.22%0.40%48.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.47%
43rd
Problem loans0.38%
64th
Net charge-offs-0.13%
94th
Return on assets0.33%
33rd
Loans to deposits44.6%
72nd
Uninsured deposits16.5%
2nd
Loan-loss reserves0.00%
37th
Texas ratio1.1%
64th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
State Highway Patrol Federal Credit UnionCredit union Columbus, OH88 out of 100, Very strong$92.2M13.5%0.06%vs
Unity Catholic Federal Credit UnionCredit union Parma, OH58 out of 100, Moderate$98.0M9.1%0.98%vs
University of Toledo Federal Credit UnionCredit union Toledo, OH77 out of 100, Strong$99.7M11.3%0.27%vs
Community First Credit UnionCredit union Ashtabula, OH77 out of 100, Strong$99.8M14.0%1.69%vs
Dynamic Federal Credit UnionCredit union Celina, OH95 out of 100, Very strong$83.4M19.8%0.37%vs
Your Legacy Federal Credit UnionCredit union Tiffin, OH64 out of 100, Moderate$79.1M10.2%1.06%vs

Deposit insurance

Is my money safe at Christian Family Credit Union?

Yes. Christian Family Credit Union is a federally insured credit union (NCUA charter #68746). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 16.5% of shares and deposits ($13.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.47%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Christian Family Credit Union lists 5 offices in 4 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Christian Family Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68746
RSSD ID
684996
Primary regulator
State + NCUA
Headquarters
Po Box 2800, North Canton, OH 44720
Employees
20

Quick answers

Christian Family Credit Union: common questions

Is Christian Family Credit Union NCUA insured?

Yes. Christian Family Credit Union is a federally insured credit union (NCUA charter #68746). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Christian Family Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Christian Family Credit Union have?

5 offices as of the latest NCUA data, in 3 states.

Nearby

Highest-scoring banks and credit unions with branches near North Canton

InstitutionScoreAssetsCapitalProblem loansCompare
Brewster Federal Credit UnionCredit union Brewster, OH95 out of 100, Very strong$32.9M18.4%0.56%vs
Firstenergy Family Credit UnionCredit union Akron, OH93 out of 100, Very strong$47.2M16.5%0.53%vs
Minerva Area Federal Credit UnionCredit union Minerva, OH93 out of 100, Very strong$17.9M15.1%0.14%vs
The Bank of Magnolia CompanyBank Magnolia, OH89 out of 100, Very strong$107.8M13.0%0.12%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs