Side-by-side · Q2 2026 data
Minerva Area Federal Credit Union vs Cleveland Selfreliance Federal Credit Union
Credit union
Minerva Area Federal Credit Union
Minerva, Ohio · Under $100 million in assets
Credit union
Cleveland Selfreliance Federal Credit Union
Parma, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Minerva Area Federal Credit Union | Cleveland Selfreliance Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 88 |
| Capital cushion | 100 | 100 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 73 (stronger) | 40 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 94th | 92nd |
| Total assets | $17.9M | $113.7M |
| Deposits / shares | $15.1M | $93.8M |
| Capital ratio | 15.08% | 17.30% (stronger) |
| Problem loans | 0.14% | 0.01% (stronger) |
| Net charge-offs | 2.54% | 0.00% (stronger) |
| Return on assets | 1.33% (stronger) | 0.49% |
| Loans ÷ deposits | 50.9% | 27.4% (stronger) |
| Uninsured deposits | 0.6% (stronger) | 14.6% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Minerva Area Federal Credit Union has the higher TellerScore (93 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Minerva Area Federal Credit Union leads on 3 and Cleveland Selfreliance Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.