Side-by-side · Q2 2026 data
Minerva Area Federal Credit Union vs Community One Credit Union of Ohio
Credit union
Minerva Area Federal Credit Union
Minerva, Ohio · Under $100 million in assets
Metric by metric
| Measure | Minerva Area Federal Credit Union | Community One Credit Union of Ohio |
|---|---|---|
| TellerScore | 93 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 95 (stronger) | 79 |
| Earnings | 73 (stronger) | 64 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 94th | 78th |
| Total assets | $17.9M | $129.3M |
| Deposits / shares | $15.1M | $113.4M |
| Capital ratio | 15.08% (stronger) | 12.97% |
| Problem loans | 0.14% (stronger) | 0.62% |
| Net charge-offs | 2.54% | 0.53% (stronger) |
| Return on assets | 1.33% (stronger) | 1.11% |
| Loans ÷ deposits | 50.9% (stronger) | 68.1% |
| Uninsured deposits | 0.6% (stronger) | 7.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Minerva Area Federal Credit Union has the higher TellerScore (93 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Minerva Area Federal Credit Union leads on 6 and Community One Credit Union of Ohio on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.