TellerScore

Community One Credit Union of Ohio (NCUA charter #62628) is based in North Canton, Ohio. Its Q2 2026 call report shows $129.3M in total assets and $113.4M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Community One Credit Union of Ohio scores 80/100, which we describe as strong. That is higher than 78% of 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 49th. Its strongest component is problem-loan coverage (94/100; 2.8%), and its lowest is earnings (64/100; 1.11%).

TellerScore · Q2 2026

Scorecard

Capital cushion80/100
Net worth ratio: 12.97%
Loan quality79/100
Loans 60+ days delinquent ÷ total loans: 0.62%
Earnings64/100
Return on assets (annualized): 1.11%
Funding & liquidity92/100
Loans ÷ shares: 68.1% · 7.4% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.85%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (84 → 80), mostly because the earnings component weakened by 36 points.

TellerScore
758084Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202476
Q4 202480
Q1 202579
Q2 202584
Q3 202578
Q4 202578
Q1 202678
Q2 202680
Net worth ratio
7.00%9.98%12.97%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.03%
Q3 202411.53%
Q4 202411.87%
Q1 202511.97%
Q2 202512.22%
Q3 202512.43%
Q4 202512.41%
Q1 202612.59%
Q2 202612.97%
Delinquent loans (60+ days)
0.40%0.61%0.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.47%
Q3 20240.57%
Q4 20240.40%
Q1 20250.55%
Q2 20250.65%
Q3 20250.82%
Q4 20250.82%
Q1 20260.53%
Q2 20260.62%
Return on assets
0.92%1.65%2.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.16%
Q3 20241.24%
Q4 20241.29%
Q1 20251.31%
Q2 20252.39%
Q3 20251.28%
Q4 20251.24%
Q1 20260.92%
Q2 20261.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$129.3M12.97%0.62%1.11%68.1%
Q1 202678$129.8M12.59%0.53%0.92%66.6%
Q4 202578$129.3M12.41%0.82%1.24%67.7%
Q3 202578$125.9M12.43%0.82%1.28%69.4%
Q2 202584$124.9M12.22%0.65%2.39%69.1%
Q1 202579$124.0M11.97%0.55%1.31%68.2%
Q4 202480$121.8M11.87%0.40%1.29%69.1%
Q3 202476$118.3M11.53%0.57%1.24%71.9%
Q2 202475$120.1M11.03%0.47%1.16%70.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.97%
69th
Problem loans0.62%
54th
Net charge-offs0.53%
33rd
Return on assets1.11%
72nd
Loans to deposits68.1%
64th
Uninsured deposits7.4%
35th
Loan-loss reserves0.00%
50th
Texas ratio2.8%
64th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Firefighters & Company Federal Credit UnionCredit union Dayton, OH57 out of 100, Moderate$129.4M9.5%1.24%vs
Treadwell Credit UnionCredit union Dayton, OH55 out of 100, Moderate$134.2M9.0%0.87%vs
Pillar Credit UnionCredit union Marion, OH76 out of 100, Strong$134.8M11.6%0.60%vs
Greater Cincinnati School Credit UnionCredit union Cincinnati, OH78 out of 100, Strong$135.1M13.4%0.46%vs
Hancock Federal Credit UnionCredit union Findlay, OH60 out of 100, Moderate$118.4M8.8%0.58%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs

Deposit insurance

Is my money safe at Community One Credit Union of Ohio?

Yes. Community One Credit Union of Ohio is a federally insured credit union (NCUA charter #62628). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.4% of shares and deposits ($8.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.97%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Community One Credit Union of Ohio lists 2 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Community One Credit Union of Ohio reported 80 home-loan applications under HMDA (LEI 984500FC8569569B5B24): 80 originated ($5,210,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Community One Credit Union of Ohio
Type
Federally insured state-chartered credit union
NCUA charter #
62628
RSSD ID
977296
Primary regulator
State + NCUA
Established
1936
Headquarters
6583 Frank Ave NW, North Canton, OH 44720
Employees
28

Quick answers

Community One Credit Union of Ohio: common questions

Is Community One Credit Union of Ohio NCUA insured?

Yes. Community One Credit Union of Ohio is a federally insured credit union (NCUA charter #62628). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Community One Credit Union of Ohio's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Community One Credit Union of Ohio have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near North Canton

InstitutionScoreAssetsCapitalProblem loansCompare
Brewster Federal Credit UnionCredit union Brewster, OH95 out of 100, Very strong$32.9M18.4%0.56%vs
Firstenergy Family Credit UnionCredit union Akron, OH93 out of 100, Very strong$47.2M16.5%0.53%vs
Minerva Area Federal Credit UnionCredit union Minerva, OH93 out of 100, Very strong$17.9M15.1%0.14%vs
The Bank of Magnolia CompanyBank Magnolia, OH89 out of 100, Very strong$107.8M13.0%0.12%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs