Side-by-side · Q2 2026 data
Minerva Area Federal Credit Union vs Firstenergy Family Credit Union
Credit union
Minerva Area Federal Credit Union
Minerva, Ohio · Under $100 million in assets
Metric by metric
| Measure | Minerva Area Federal Credit Union | Firstenergy Family Credit Union |
|---|---|---|
| TellerScore | 93 | 93 |
| Capital cushion | 100 | 100 |
| Loan quality | 95 (stronger) | 82 |
| Earnings | 73 | 95 (stronger) |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 94th | 94th |
| Total assets | $17.9M | $47.2M |
| Deposits / shares | $15.1M | $39.4M |
| Capital ratio | 15.08% | 16.47% (stronger) |
| Problem loans | 0.14% (stronger) | 0.53% |
| Net charge-offs | 2.54% | 0.00% (stronger) |
| Return on assets | 1.33% | 1.88% (stronger) |
| Loans ÷ deposits | 50.9% (stronger) | 69.4% |
| Uninsured deposits | 0.6% (stronger) | 3.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Minerva Area Federal Credit Union leads on 3 and Firstenergy Family Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.