Side-by-side · Q2 2026 data
Minnesota Power Employees Credit Union vs Centricity Credit Union
Credit union
Minnesota Power Employees Credit Union
Duluth, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Minnesota Power Employees Credit Union | Centricity Credit Union |
|---|---|---|
| TellerScore | 72 | 85 (stronger) |
| Capital cushion | 97 (stronger) | 90 |
| Loan quality | 36 | 74 (stronger) |
| Earnings | 74 | 100 (stronger) |
| Funding & liquidity | 75 (stronger) | 70 |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 57th | 87th |
| Total assets | $161.9M | $340.5M |
| Deposits / shares | $135.9M | $277.4M |
| Capital ratio | 14.66% (stronger) | 13.97% |
| Problem loans | 1.92% | 0.79% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.46% |
| Return on assets | 1.34% | 2.13% (stronger) |
| Loans ÷ deposits | 85.3% (stronger) | 90.6% |
| Uninsured deposits | 7.2% | 4.6% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Centricity Credit Union has the higher TellerScore (85 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Minnesota Power Employees Credit Union leads on 3 and Centricity Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.