Side-by-side · Q2 2026 data
Minnesota Valley Federal Credit Union vs Sharepoint Credit Union
Credit union
Minnesota Valley Federal Credit Union
Mankato, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Minnesota Valley Federal Credit Union | Sharepoint Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 68 |
| Capital cushion | 65 | 68 (stronger) |
| Loan quality | 81 (stronger) | 66 |
| Earnings | 63 (stronger) | 44 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 71st | 45th |
| Total assets | $329.0M | $360.1M |
| Deposits / shares | $289.7M | $317.6M |
| Capital ratio | 11.48% | 11.80% (stronger) |
| Problem loans | 0.56% (stronger) | 1.02% |
| Net charge-offs | 0.11% (stronger) | 0.20% |
| Return on assets | 1.06% (stronger) | 0.60% |
| Loans ÷ deposits | 58.1% (stronger) | 73.2% |
| Uninsured deposits | 4.6% (stronger) | 5.1% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 12.5% |
Minnesota Valley Federal Credit Union has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Minnesota Valley Federal Credit Union leads on 6 and Sharepoint Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.