Side-by-side · Q2 2026 data
Minnstar Bank National Association vs Cornerstone State Bank
Metric by metric
| Measure | Minnstar Bank National Association | Cornerstone State Bank |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 54 | 56 (stronger) |
| Loan quality | 88 (stronger) | 73 |
| Earnings | 63 | 80 (stronger) |
| Funding & liquidity | 66 | 93 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 43rd | 57th |
| Total assets | $204.0M | $247.0M |
| Deposits / shares | $180.3M | $223.9M |
| Capital ratio | 10.38% | 10.60% (stronger) |
| Problem loans | 0.36% (stronger) | 0.80% |
| Net charge-offs | -0.00% | -0.84% (stronger) |
| Return on assets | 1.07% | 1.49% (stronger) |
| Loans ÷ deposits | 94.2% | 67.1% (stronger) |
| Uninsured deposits | 10.3% (stronger) | 11.3% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | 6.0% |
Cornerstone State Bank has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Minnstar Bank National Association leads on 2 and Cornerstone State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.