Side-by-side · Q2 2026 data
Minnwest Bank vs Sisseton-Wahpeton Federal Credit Union
Credit union
Sisseton-Wahpeton Federal Credit Union
Agency Village, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Minnwest Bank | Sisseton-Wahpeton Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 47 |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 81 (stronger) | 0 |
| Earnings | 66 (stronger) | 5 |
| Funding & liquidity | 57 (stronger) | 50 |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 49th | 7th |
| Total assets | $2.9B | $4.9M |
| Deposits / shares | $2.6B | $2.3M |
| Capital ratio | 10.80% | 41.30% (stronger) |
| Problem loans | 0.56% (stronger) | 3.84% |
| Net charge-offs | 0.20% | -0.04% (stronger) |
| Return on assets | 1.14% (stronger) | -0.37% |
| Loans ÷ deposits | 90.3% (stronger) | 129.4% |
| Uninsured deposits | 26.4% | 10.4% (stronger) |
| Offices | 33 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.9% | — |
Minnwest Bank has the higher TellerScore (68 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Minnwest Bank leads on 4 and Sisseton-Wahpeton Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.