Side-by-side · Q2 2026 data
Minot Area Schools Federal Credit Union vs Lisbon Farmers Union Credit Union
Credit union
Minot Area Schools Federal Credit Union
Minot, North Dakota · Under $100 million in assets
Credit union
Lisbon Farmers Union Credit Union
Lisbon, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Minot Area Schools Federal Credit Union | Lisbon Farmers Union Credit Union |
|---|---|---|
| TellerScore | 69 | 70 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 98 (stronger) | 79 |
| Earnings | 35 (stronger) | 15 |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 38th | 40th |
| Total assets | $14.8M | $4.3M |
| Deposits / shares | $13.4M | $1.6M |
| Capital ratio | 9.04% | 63.53% (stronger) |
| Problem loans | 0.06% (stronger) | 0.62% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.36% (stronger) | -0.12% |
| Loans ÷ deposits | 42.3% (stronger) | 136.8% |
| Uninsured deposits | 2.0% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lisbon Farmers Union Credit Union has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Minot Area Schools Federal Credit Union leads on 3 and Lisbon Farmers Union Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.