Minot Area Schools Federal Credit Union (NCUA charter #8943) is based in Minot, North Dakota. Its Q2 2026 call report shows $14.8M in total assets and $13.4M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Minot Area Schools Federal Credit Union scores 69/100, which we describe as moderate. That is higher than only 38% of 2,479 credit unions with under $100 million in assets. Among 29 credit unions headquartered in North Dakota, it ranks 20th. Its strongest component is funding & liquidity (100/100; 42% loans-to-deposits, 2% uninsured), and its lowest is earnings (35/100; 0.36%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (70 → 69).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 82 |
| Q3 2024 | 80 |
| Q4 2024 | 76 |
| Q1 2025 | 70 |
| Q2 2025 | 70 |
| Q3 2025 | 71 |
| Q4 2025 | 68 |
| Q1 2026 | 66 |
| Q2 2026 | 69 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.36% |
| Q3 2024 | 9.38% |
| Q4 2024 | 8.93% |
| Q1 2025 | 8.77% |
| Q2 2025 | 9.19% |
| Q3 2025 | 9.15% |
| Q4 2025 | 9.05% |
| Q1 2026 | 8.79% |
| Q2 2026 | 9.04% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.03% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.03% |
| Q2 2025 | 0.29% |
| Q3 2025 | 0.06% |
| Q4 2025 | 0.33% |
| Q1 2026 | 0.13% |
| Q2 2026 | 0.06% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.91% |
| Q3 2024 | 1.66% |
| Q4 2024 | 1.36% |
| Q1 2025 | 0.57% |
| Q2 2025 | 0.72% |
| Q3 2025 | 0.65% |
| Q4 2025 | 0.63% |
| Q1 2026 | 0.18% |
| Q2 2026 | 0.36% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $14.8M | 9.04% | 0.06% | 0.36% | 42.3% |
| Q1 2026 | 66 | $15.0M | 8.79% | 0.13% | 0.18% | 39.3% |
| Q4 2025 | 68 | $14.4M | 9.05% | 0.33% | 0.63% | 42.9% |
| Q3 2025 | 71 | $14.0M | 9.15% | 0.06% | 0.65% | 45.1% |
| Q2 2025 | 70 | $13.7M | 9.19% | 0.29% | 0.72% | 47.8% |
| Q1 2025 | 70 | $14.0M | 8.77% | 0.03% | 0.57% | 46.6% |
| Q4 2024 | 76 | $13.6M | 8.93% | 0.03% | 1.36% | 49.9% |
| Q3 2024 | 80 | $12.6M | 9.38% | 0.03% | 1.66% | 57.0% |
| Q2 2024 | 82 | $12.2M | 9.36% | 0.00% | 1.91% | 60.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in North Dakota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fargo VA Federal Credit UnionCredit union Fargo, ND | 84 out of 100, Strong | $14.1M | 12.6% | 0.00% | vs |
| Cce Federal Credit UnionCredit union Fargo, ND | 72 out of 100, Strong | $14.0M | 18.5% | 3.34% | vs |
| Med Park Credit UnionCredit union Grand Forks, ND | 86 out of 100, Very strong | $18.1M | 16.5% | 0.04% | vs |
| Northern Valley Federal Credit UnionCredit union Grand Forks, ND | 84 out of 100, Strong | $20.3M | 13.3% | 0.04% | vs |
| Tel-U-Watt Federal Credit UnionCredit union Minot, ND | 70 out of 100, Strong | $5.6M | 9.1% | 0.00% | vs |
| Lisbon Farmers Union Credit UnionCredit union Lisbon, ND | 70 out of 100, Strong | $4.3M | 63.5% | 0.62% | vs |
Deposit insurance
Is my money safe at Minot Area Schools Federal Credit Union?
Yes. Minot Area Schools Federal Credit Union is a federally insured credit union (NCUA charter #8943). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.0% of shares and deposits ($264K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.04%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Minot Area Schools Federal Credit Union lists 1 office in 1 city. Most locations:
- Minot, ND (1)
Identity & history
Profile
- Legal name
- Minot Area Schools Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 8943
- RSSD ID
- 147286
- Primary regulator
- NCUA
- Established
- 1953
- Headquarters
- 215 2nd St Se, Minot, ND 58701
- Employees
- 3
Quick answers
Minot Area Schools Federal Credit Union: common questions
Is Minot Area Schools Federal Credit Union NCUA insured?
Yes. Minot Area Schools Federal Credit Union is a federally insured credit union (NCUA charter #8943). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Minot Area Schools Federal Credit Union's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Minot Area Schools Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Minot
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Affinity First Federal Credit UnionCredit union Minot, ND | 88 out of 100, Very strong | $70.8M | 13.8% | 0.30% | vs |
| Aspire Community Federal Credit UnionCredit union Minot, ND | 87 out of 100, Very strong | $181.6M | 15.6% | 0.41% | vs |
| Peoples State Bank of VelvaBank Velva, ND | 73 out of 100, Strong | $210.0M | 9.3% | 0.10% | vs |
| Tel-U-Watt Federal Credit UnionCredit union Minot, ND | 70 out of 100, Strong | $5.6M | 9.1% | 0.00% | vs |
| Credit Union 1Credit union Lombard, IL | 68 out of 100, Moderate | $2.9B | 10.9% | 1.35% | vs |
| Bravera BankBank Dickinson, ND | 67 out of 100, Moderate | $3.8B | 9.7% | 0.90% | vs |