Side-by-side · Q2 2026 data
Minster Bank vs The St. Henry Bank
Metric by metric
| Measure | Minster Bank | The St. Henry Bank |
|---|---|---|
| TellerScore | 79 | 92 (stronger) |
| Capital cushion | 51 | 86 (stronger) |
| Loan quality | 95 | 97 (stronger) |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 86 (stronger) | 77 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 75th | 97th |
| Total assets | $811.6M | $435.6M |
| Deposits / shares | $719.4M | $384.5M |
| Capital ratio | 10.08% | 13.61% (stronger) |
| Problem loans | 0.14% | 0.10% (stronger) |
| Net charge-offs | 0.01% | -0.16% (stronger) |
| Return on assets | 1.62% | 2.57% (stronger) |
| Loans ÷ deposits | 63.5% (stronger) | 63.6% |
| Uninsured deposits | 24.7% (stronger) | 32.3% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The St. Henry Bank has the higher TellerScore (92 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Minster Bank leads on 2 and The St. Henry Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.