Side-by-side · Q2 2026 data
Minster Bank vs Wright-Patt Credit Union, Inc.
Metric by metric
| Measure | Minster Bank | Wright-Patt Credit Union, Inc. |
|---|---|---|
| TellerScore | 79 (stronger) | 68 |
| Capital cushion | 51 | 63 (stronger) |
| Loan quality | 95 (stronger) | 63 |
| Earnings | 85 (stronger) | 65 |
| Funding & liquidity | 86 (stronger) | 77 |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 75th | 50th |
| Total assets | $811.6M | $9.5B |
| Deposits / shares | $719.4M | $8.2B |
| Capital ratio | 10.08% | 11.32% (stronger) |
| Problem loans | 0.14% (stronger) | 1.10% |
| Net charge-offs | 0.01% (stronger) | 1.07% |
| Return on assets | 1.62% (stronger) | 1.14% |
| Loans ÷ deposits | 63.5% (stronger) | 83.7% |
| Uninsured deposits | 24.7% | 7.9% (stronger) |
| Offices | 7 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 34.1% |
Minster Bank has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Minster Bank leads on 5 and Wright-Patt Credit Union, Inc. on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.