Side-by-side · Q2 2026 data
Mint Valley Federal Credit Union vs Express Credit Union
Credit union
Mint Valley Federal Credit Union
Longview, Washington · Under $100 million in assets
Metric by metric
| Measure | Mint Valley Federal Credit Union | Express Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 97 (stronger) | 35 |
| Earnings | 44 (stronger) | 0 |
| Funding & liquidity | 94 (stronger) | 80 |
| Problem-loan coverage | 99 (stronger) | 79 |
| Peer percentile | 83rd | 12th |
| Total assets | $23.7M | $22.6M |
| Deposits / shares | $19.1M | $19.4M |
| Capital ratio | 19.25% (stronger) | 13.00% |
| Problem loans | 0.10% (stronger) | 1.95% |
| Net charge-offs | 0.89% (stronger) | 1.03% |
| Return on assets | 0.61% (stronger) | -3.99% |
| Loans ÷ deposits | 66.6% (stronger) | 80.0% |
| Uninsured deposits | 0.6% (stronger) | 6.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mint Valley Federal Credit Union has the higher TellerScore (87 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Mint Valley Federal Credit Union leads on 7 and Express Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.