TellerScore

Headquartered in Longview, Washington, Mint Valley Federal Credit Union is a federal credit union with $23.7M in total assets and $19.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1936.

Based on its Q2 2026 filing, Mint Valley Federal Credit Union scores 87/100, which we describe as very strong. That is higher than 83% of 2,479 credit unions with under $100 million in assets. Among 73 credit unions headquartered in Washington, it ranks 7th. Its strongest component is capital cushion (100/100; 19.25%), and its lowest is earnings (44/100; 0.61%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.25%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.10%
Earnings44/100
Return on assets (annualized): 0.61%
Funding & liquidity94/100
Loans ÷ shares: 66.6% · 0.6% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.29%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 18 points (69 → 87), mostly because the loan quality component improved by 57 points.

TellerScore
697887Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202477
Q4 202473
Q1 202572
Q2 202569
Q3 202574
Q4 202575
Q1 202687
Q2 202687
Net worth ratio
7.00%13.17%19.34%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.49%
Q3 202419.04%
Q4 202419.33%
Q1 202518.59%
Q2 202519.15%
Q3 202519.34%
Q4 202519.22%
Q1 202618.98%
Q2 202619.25%
Delinquent loans (60+ days)
0.10%0.99%1.88%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.33%
Q3 20241.37%
Q4 20241.88%
Q1 20251.25%
Q2 20251.80%
Q3 20251.17%
Q4 20251.24%
Q1 20260.36%
Q2 20260.10%
Return on assets
0.18%0.67%1.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.90%
Q3 20241.16%
Q4 20241.16%
Q1 20250.18%
Q2 20250.40%
Q3 20250.46%
Q4 20250.53%
Q1 20260.90%
Q2 20260.61%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$23.7M19.25%0.10%0.61%66.6%
Q1 202687$23.8M18.98%0.36%0.90%68.3%
Q4 202575$23.3M19.22%1.24%0.53%73.2%
Q3 202574$22.9M19.34%1.17%0.46%78.4%
Q2 202569$22.9M19.15%1.80%0.40%76.4%
Q1 202572$23.4M18.59%1.25%0.18%75.3%
Q4 202473$22.5M19.33%1.88%1.16%79.8%
Q3 202477$22.5M19.04%1.37%1.16%83.7%
Q2 202476$22.7M18.49%1.33%0.90%82.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.25%
74th
Problem loans0.10%
80th
Net charge-offs0.89%
16th
Return on assets0.61%
48th
Loans to deposits66.6%
38th
Uninsured deposits0.6%
57th
Loan-loss reserves0.00%
37th
Texas ratio0.3%
79th

Similar-size credit unions in Washington

InstitutionScoreAssetsCapitalProblem loansCompare
Express Credit UnionCredit union Seattle, WA53 out of 100, Below average$22.6M13.0%1.95%vs
Mt. Rainier Credit UnionCredit union Puyallup, WA74 out of 100, Strong$26.3M13.4%0.72%vs
Community Healthcare Federal Credit UnionCredit union Everett, WA63 out of 100, Moderate$20.5M12.6%1.42%vs
Newrizons Federal Credit UnionCredit union Hoquiam, WA72 out of 100, Strong$18.9M20.2%1.30%vs
Spark Federal Credit UnionCredit union Tacoma, WA69 out of 100, Moderate$30.0M12.7%0.35%vs
Spokane Media Federal Credit UnionCredit union Spokane, WA38 out of 100, Low$16.6M9.7%2.93%vs

Deposit insurance

Is my money safe at Mint Valley Federal Credit Union?

Yes. Mint Valley Federal Credit Union is a federally insured credit union (NCUA charter #1827). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.6% of shares and deposits ($123K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.25%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Mint Valley Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mint Valley Federal Credit Union
Type
Federal credit union
NCUA charter #
1827
RSSD ID
272076
Primary regulator
NCUA
Established
1936
Headquarters
3325 Washington Way, Longview, WA 98632
Employees
6

Quick answers

Mint Valley Federal Credit Union: common questions

Is Mint Valley Federal Credit Union NCUA insured?

Yes. Mint Valley Federal Credit Union is a federally insured credit union (NCUA charter #1827). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mint Valley Federal Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mint Valley Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Longview

InstitutionScoreAssetsCapitalProblem loansCompare
Pud Federal Credit UnionCredit union Longview, WA85 out of 100, Very strong$9.4M15.5%0.00%vs
Timberland BankBank Hoquiam, WA78 out of 100, Strong$2.1B12.9%0.56%vs
Fibre Federal Credit UnionCredit union Longview, WA75 out of 100, Strong$1.8B13.7%0.96%vs
Red Canoe Credit UnionCredit union Longview, WA72 out of 100, Strong$1.2B12.3%0.60%vs
Banner BankBank Walla Walla, WA72 out of 100, Strong$16.6B11.2%0.46%vs
Increase BankBank Longview, WA71 out of 100, Strong$150.7M9.6%0.00%vs