Side-by-side · Q2 2026 data
Mint Valley Federal Credit Union vs Spark Federal Credit Union
Credit union
Mint Valley Federal Credit Union
Longview, Washington · Under $100 million in assets
Metric by metric
| Measure | Mint Valley Federal Credit Union | Spark Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 97 (stronger) | 88 |
| Earnings | 44 (stronger) | 24 |
| Funding & liquidity | 94 (stronger) | 69 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 83rd | 38th |
| Total assets | $23.7M | $30.0M |
| Deposits / shares | $19.1M | $26.0M |
| Capital ratio | 19.25% (stronger) | 12.70% |
| Problem loans | 0.10% (stronger) | 0.35% |
| Net charge-offs | 0.89% | 0.27% (stronger) |
| Return on assets | 0.61% (stronger) | 0.11% |
| Loans ÷ deposits | 66.6% (stronger) | 91.1% |
| Uninsured deposits | 0.6% (stronger) | 6.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mint Valley Federal Credit Union has the higher TellerScore (87 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Mint Valley Federal Credit Union leads on 6 and Spark Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.