Side-by-side · Q2 2026 data
Minuteman Federal Credit Union vs Consumer'S Federal Credit Union
Credit union
Minuteman Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Credit union
Consumer'S Federal Credit Union
Gregory, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Minuteman Federal Credit Union | Consumer'S Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 74 (stronger) |
| Capital cushion | 93 (stronger) | 47 |
| Loan quality | 0 | 95 (stronger) |
| Earnings | 54 | 54 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 71 | 99 (stronger) |
| Peer percentile | 16th | 49th |
| Total assets | $15.2M | $21.4M |
| Deposits / shares | $12.9M | $19.2M |
| Capital ratio | 14.33% (stronger) | 9.65% |
| Problem loans | 3.05% | 0.14% (stronger) |
| Net charge-offs | 0.69% | 0.08% (stronger) |
| Return on assets | 0.85% (stronger) | 0.84% |
| Loans ÷ deposits | 79.6% | 54.5% (stronger) |
| Uninsured deposits | 25.7% | 2.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Consumer'S Federal Credit Union has the higher TellerScore (74 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Minuteman Federal Credit Union leads on 2 and Consumer'S Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.