Side-by-side · Q2 2026 data
Minuteman Federal Credit Union vs Lakota Federal Credit Union
Credit union
Minuteman Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Minuteman Federal Credit Union | Lakota Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 87 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 0 | 51 (stronger) |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 69 | 95 (stronger) |
| Problem-loan coverage | 71 | 95 (stronger) |
| Peer percentile | 16th | 83rd |
| Total assets | $15.2M | $19.7M |
| Deposits / shares | $12.9M | $12.2M |
| Capital ratio | 14.33% | 22.07% (stronger) |
| Problem loans | 3.05% | 1.46% (stronger) |
| Net charge-offs | 0.69% | 0.19% (stronger) |
| Return on assets | 0.85% | 8.80% (stronger) |
| Loans ÷ deposits | 79.6% | 65.0% (stronger) |
| Uninsured deposits | 25.7% | 8.7% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakota Federal Credit Union has the higher TellerScore (87 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Minuteman Federal Credit Union leads on 0 and Lakota Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.