Side-by-side · Q2 2026 data
Minuteman Federal Credit Union vs Rushmore Electric Federal Credit Union
Credit union
Minuteman Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Credit union
Rushmore Electric Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Minuteman Federal Credit Union | Rushmore Electric Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 72 (stronger) |
| Capital cushion | 93 (stronger) | 50 |
| Loan quality | 0 | 83 (stronger) |
| Earnings | 54 | 56 (stronger) |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 71 | 97 (stronger) |
| Peer percentile | 16th | 44th |
| Total assets | $15.2M | $29.3M |
| Deposits / shares | $12.9M | $26.2M |
| Capital ratio | 14.33% (stronger) | 10.00% |
| Problem loans | 3.05% | 0.50% (stronger) |
| Net charge-offs | 0.69% | 0.00% (stronger) |
| Return on assets | 0.85% | 0.90% (stronger) |
| Loans ÷ deposits | 79.6% | 28.4% (stronger) |
| Uninsured deposits | 25.7% | 13.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rushmore Electric Federal Credit Union has the higher TellerScore (72 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Minuteman Federal Credit Union leads on 1 and Rushmore Electric Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.