Side-by-side · Q2 2026 data
Mirastar Federal Credit Union vs The Police Credit Union
Metric by metric
| Measure | Mirastar Federal Credit Union | The Police Credit Union |
|---|---|---|
| TellerScore | 62 | 69 (stronger) |
| Capital cushion | 49 | 73 (stronger) |
| Loan quality | 66 | 70 (stronger) |
| Earnings | 42 (stronger) | 27 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 86 | 93 (stronger) |
| Peer percentile | 30th | 54th |
| Total assets | $1.0B | $1.0B |
| Deposits / shares | $941.3M | $925.9M |
| Capital ratio | 9.87% | 12.34% (stronger) |
| Problem loans | 1.03% | 0.89% (stronger) |
| Net charge-offs | 0.59% | 0.30% (stronger) |
| Return on assets | 0.54% (stronger) | 0.17% |
| Loans ÷ deposits | 69.8% | 57.7% (stronger) |
| Uninsured deposits | 9.7% (stronger) | 11.8% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.7% | — |
The Police Credit Union has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Mirastar Federal Credit Union leads on 2 and The Police Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.