TellerScore

The Police Credit Union (NCUA charter #60968) is based in San Bruno, California. Its Q2 2026 call report shows $1.0B in total assets and $925.9M in member shares and deposits and 2 offices.

The Police Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than 54% of its 454 credit unions with $1 billion – $10 billion. Among 238 credit unions headquartered in California, it ranks 123rd. Funding & liquidity contributes the most (100/100, 58% loans-to-deposits, 12% uninsured); earnings contributes the least (27/100, 0.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion73/100
Net worth ratio: 12.34%
Loan quality70/100
Loans 60+ days delinquent ÷ total loans: 0.89%
Earnings27/100
Return on assets (annualized): 0.17%
Funding & liquidity100/100
Loans ÷ shares: 57.7% · 11.8% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.70%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (70 → 69).

TellerScore
656973Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202465
Q3 202465
Q4 202466
Q1 202565
Q2 202570
Q3 202571
Q4 202572
Q1 202673
Q2 202669
Net worth ratio
7.00%9.67%12.34%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202412.09%
Q3 202411.83%
Q4 202412.17%
Q1 202511.78%
Q2 202511.96%
Q3 202512.05%
Q4 202512.22%
Q1 202612.18%
Q2 202612.34%
Delinquent loans (60+ days)
0.37%0.63%0.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.63%
Q3 20240.63%
Q4 20240.59%
Q1 20250.58%
Q2 20250.47%
Q3 20250.37%
Q4 20250.38%
Q1 20260.39%
Q2 20260.89%
Return on assets
-0.67%-0.25%0.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 2024-0.67%
Q3 2024-0.55%
Q4 2024-0.52%
Q1 2025-0.55%
Q2 2025-0.09%
Q3 2025-0.07%
Q4 20250.03%
Q1 20260.11%
Q2 20260.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$1.0B12.34%0.89%0.17%57.7%
Q1 202673$1.1B12.18%0.39%0.11%57.5%
Q4 202572$1.0B12.22%0.38%0.03%58.8%
Q3 202571$1.1B12.05%0.37%-0.07%58.6%
Q2 202570$1.1B11.96%0.47%-0.09%57.8%
Q1 202565$1.1B11.78%0.58%-0.55%57.3%
Q4 202466$1.1B12.17%0.59%-0.52%59.3%
Q3 202465$1.1B11.83%0.63%-0.55%60.5%
Q2 202465$1.1B12.09%0.63%-0.67%61.9%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.34%
72nd
Problem loans0.89%
33rd
Net charge-offs0.30%
76th
Return on assets0.17%
7th
Loans to deposits57.7%
95th
Uninsured deposits11.8%
29th
Loan-loss reserves0.00%
50th
Texas ratio3.7%
66th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Mirastar Federal Credit UnionCredit union San Jose, CA62 out of 100, Moderate$1.0B9.9%1.03%vs
Water and Power Community Credit UnionCredit union Los Angeles, CA71 out of 100, Strong$1.0B10.2%0.61%vs
Blupeak Credit UnionCredit union San Diego, CA56 out of 100, Moderate$1.1B9.7%1.03%vs
Valley First Federal Credit UnionCredit union Modesto, CA62 out of 100, Moderate$1.1B9.8%0.71%vs
Safe 1 Credit UnionCredit union Bakersfield, CA90 out of 100, Very strong$1.2B16.0%0.37%vs
University Credit UnionCredit union Los Angeles, CA44 out of 100, Below average$1.2B8.7%1.45%vs

Deposit insurance

Is my money safe at The Police Credit Union?

Yes. The Police Credit Union is a federally insured credit union (NCUA charter #60968). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.8% of shares and deposits ($109.3M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 12.34%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

The Police Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
The Police Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60968
RSSD ID
388490
Primary regulator
State + NCUA
Established
1958
Headquarters
1250 Grundy Ln, San Bruno, CA 94066
Employees
131

Quick answers

The Police Credit Union: common questions

Is The Police Credit Union NCUA insured?

Yes. The Police Credit Union is a federally insured credit union (NCUA charter #60968). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is The Police Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does The Police Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near San Bruno

InstitutionScoreAssetsCapitalProblem loansCompare
Northeast Community Federal Credit UnionCredit union San Francisco, CA100 out of 100, Very strong$15.2M32.6%0.00%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
San Mateo City Employees Federal Credit UnionCredit union San Mateo, CA87 out of 100, Very strong$31.8M18.4%0.00%vs
San Francisco Federal Credit UnionCredit union San Francisco, CA86 out of 100, Very strong$1.6B13.6%0.15%vs
San Francisco Lee Federal Credit UnionCredit union San Francisco, CA85 out of 100, Very strong$10.7M53.3%0.00%vs
GBC International BankBank Los Angeles, CA83 out of 100, Strong$658.5M15.9%0.26%vs