TellerScore

Side-by-side · Q2 2026 data

Mission Bank vs Kings Federal Credit Union

Bank

Mission Bank

Bakersfield, California · $1 billion – $10 billion

80of 100
Strong

Credit union

Kings Federal Credit Union

Hanford, California · $100 million – $1 billion

86of 100
Very strong

Metric by metric

MeasureMission BankKings Federal Credit Union
TellerScore8086 (stronger)
Capital cushion72100 (stronger)
Loan quality99 (stronger)79
Earnings87 (stronger)60
Funding & liquidity4496 (stronger)
Problem-loan coverage100 (stronger)95
Peer percentile90th89th
Total assets$2.0B$162.5M
Deposits / shares$1.8B$136.4M
Capital ratio12.22%15.97% (stronger)
Problem loans0.02% (stronger)0.64%
Net charge-offs0.33%0.24% (stronger)
Return on assets1.67% (stronger)0.99%
Loans ÷ deposits85.4%64.2% (stronger)
Uninsured deposits43.0%5.4% (stronger)
Offices82
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Kings Federal Credit Union has the higher TellerScore (86 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Mission Bank leads on 2 and Kings Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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