TellerScore

Side-by-side · Q2 2026 data

Mission Bank vs Sesloc Credit Union

Bank

Mission Bank

Bakersfield, California · $1 billion – $10 billion

80of 100
Strong

Credit union

Sesloc Credit Union

San Luis Obispo, California · $1 billion – $10 billion

64of 100
Moderate

Metric by metric

MeasureMission BankSesloc Credit Union
TellerScore80 (stronger)64
Capital cushion72 (stronger)44
Loan quality99 (stronger)87
Earnings87 (stronger)41
Funding & liquidity4477 (stronger)
Problem-loan coverage100 (stronger)93
Peer percentile90th36th
Total assets$2.0B$1.3B
Deposits / shares$1.8B$1.1B
Capital ratio12.22% (stronger)9.41%
Problem loans0.02% (stronger)0.40%
Net charge-offs0.33% (stronger)0.34%
Return on assets1.67% (stronger)0.53%
Loans ÷ deposits85.4%83.2% (stronger)
Uninsured deposits43.0%11.5% (stronger)
Offices87
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Mission Bank has the higher TellerScore (80 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Mission Bank leads on 5 and Sesloc Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

Compare two institutions