TellerScore

Side-by-side · Q2 2026 data

Mission Bank vs Slo Credit Union

Bank

Mission Bank

Bakersfield, California · $1 billion – $10 billion

80of 100
Strong

Credit union

Slo Credit Union

San Luis Obispo, California · Under $100 million in assets

77of 100
Strong

Metric by metric

MeasureMission BankSlo Credit Union
TellerScore80 (stronger)77
Capital cushion7295 (stronger)
Loan quality99 (stronger)93
Earnings87 (stronger)0
Funding & liquidity44100 (stronger)
Problem-loan coverage100 (stronger)99
Peer percentile90th57th
Total assets$2.0B$29.1M
Deposits / shares$1.8B$25.3M
Capital ratio12.22%14.47% (stronger)
Problem loans0.02% (stronger)0.20%
Net charge-offs0.33% (stronger)0.34%
Return on assets1.67% (stronger)-0.51%
Loans ÷ deposits85.4%54.5% (stronger)
Uninsured deposits43.0%7.1% (stronger)
Offices83
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Mission Bank has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Mission Bank leads on 4 and Slo Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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