Side-by-side · Q2 2026 data
Mission Bank vs Gainey Business Bank
Metric by metric
| Measure | Mission Bank | Gainey Business Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 67 |
| Capital cushion | 44 | 79 (stronger) |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 42 (stronger) | 17 |
| Funding & liquidity | 91 (stronger) | 36 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 43rd | 34th |
| Total assets | $185.1M | $106.6M |
| Deposits / shares | $171.0M | $89.7M |
| Capital ratio | 9.45% | 12.89% (stronger) |
| Problem loans | 0.00% (stronger) | 0.07% |
| Net charge-offs | 0.00% (stronger) | 0.42% |
| Return on assets | 0.54% (stronger) | -0.07% |
| Loans ÷ deposits | 41.1% (stronger) | 106.0% |
| Uninsured deposits | 23.7% (stronger) | 31.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mission Bank has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Mission Bank leads on 6 and Gainey Business Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.