TellerScore

Mission Bank is a state-chartered bank headquartered in Kingman, Arizona, in business for about 25 years. At the end of Q2 2026 it reported $185.1M in total assets and $171.0M in deposits, with 3 offices.

Mission Bank has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 43% of its 2,650 banks with $100 million – $1 billion. Among 12 banks headquartered in Arizona, it ranks 4th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (42/100, 0.54%).

TellerScore · Q2 2026

Scorecard

Capital cushion44/100
Tier 1 leverage ratio: 9.45%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings42/100
Return on assets (annualized): 0.54%
Funding & liquidity91/100
Loans ÷ deposits and uninsured-deposit share: 41.1% · 23.7% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (66 → 70), mostly because the earnings component improved by 14 points.

TellerScore
636770Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202467
Q4 202467
Q1 202566
Q2 202566
Q3 202566
Q4 202565
Q1 202669
Q2 202670
Tier 1 leverage ratio
5.00%7.22%9.45%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20247.53%
Q3 20248.69%
Q4 20248.81%
Q1 20258.76%
Q2 20258.62%
Q3 20258.66%
Q4 20259.01%
Q1 20269.39%
Q2 20269.45%
Noncurrent loans
0.00%0.12%0.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.23%
Q1 20260.23%
Q2 20260.00%
Return on assets
0.18%0.39%0.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.28%
Q3 20240.25%
Q4 20240.28%
Q1 20250.18%
Q2 20250.20%
Q3 20250.26%
Q4 20250.37%
Q1 20260.60%
Q2 20260.54%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$185.1M9.45%0.00%0.54%41.1%
Q1 202669$182.2M9.39%0.23%0.60%41.4%
Q4 202565$185.8M9.01%0.23%0.37%39.8%
Q3 202566$192.8M8.66%0.00%0.26%39.3%
Q2 202566$190.9M8.62%0.00%0.20%39.5%
Q1 202566$194.3M8.76%0.00%0.18%41.6%
Q4 202467$183.6M8.81%0.00%0.28%43.6%
Q3 202467$186.3M8.69%0.00%0.25%42.2%
Q2 202463$187.3M7.53%0.00%0.28%41.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.45%
20th
Total risk-based capital19.97%
86th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets0.54%
13th
Net interest margin3.26%
18th
Efficiency ratio79.5%
14th
Loans to deposits41.1%
95th
Uninsured deposits23.7%
51st
Loan-loss reserves1.16%
47th
Texas ratio0.0%
95th

Similar-size banks in Arizona

InstitutionScoreAssetsCapitalProblem loansCompare
Integro BankBank Phoenix, AZ25 out of 100, Low$195.6M9.9%3.71%vs
Gateway Commercial BankBank Mesa, AZ68 out of 100, Moderate$231.4M12.0%1.24%vs
Zenith Bank & TrustBank Scottsdale, AZ76 out of 100, Strong$133.0M17.9%0.00%vs
Scottsdale Community BankBank Scottsdale, AZ38 out of 100, Low$125.2M11.4%2.68%vs
Gainey Business BankBank Scottsdale, AZ67 out of 100, Moderate$106.6M12.9%0.07%vs
Goldwater Bank, N.A.Bank Phoenix, AZ35 out of 100, Low$551.9M11.1%4.14%vs

Deposit insurance

Is my money safe at Mission Bank?

Yes. Mission Bank is an FDIC-insured institution (FDIC certificate #57137). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 23.7% of deposits ($40.5M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.45%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.97% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Mission Bank lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mission Bank
Type
State-chartered bank
FDIC certificate #
57137
RSSD ID
2963275
Primary regulator
FDIC
Holding company
Community Bancshares Inc
Established
April 30, 2001
Headquarters
2439 Hualapai Mountain Rd, Kingman, AZ 86401
Employees
29

Quick answers

Mission Bank: common questions

Is Mission Bank FDIC insured?

Yes. Mission Bank is an FDIC-insured institution (FDIC certificate #57137). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Mission Bank's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Mission Bank ever failed?

There is no failure record for FDIC certificate #57137 in the FDIC failed bank list.

How many branches does Mission Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Kingman

InstitutionScoreAssetsCapitalProblem loansCompare
Arizona Financial Credit UnionCredit union Phoenix, AZ76 out of 100, Strong$3.9B11.8%0.39%vs
Mohave Community Federal Credit UnionCredit union Kingman, AZ69 out of 100, Moderate$61.4M12.9%1.81%vs
Glacier BankBank Kalispell, MT68 out of 100, Moderate$31.6B10.1%0.42%vs
Zions Bancorporation, N.A.Bank Salt Lake City, UT67 out of 100, Moderate$89.0B9.4%0.47%vs
First National Bank TexasBank Killeen, TX64 out of 100, Moderate$4.6B9.1%1.23%vs
PNC Bank, National AssociationBank Wilmington, DE62 out of 100, Moderate$609.8B9.0%0.74%vs