Side-by-side · Q2 2026 data
Mission Bank vs Goldwater Bank, N.A.
Metric by metric
| Measure | Mission Bank | Goldwater Bank, N.A. |
|---|---|---|
| TellerScore | 70 (stronger) | 35 |
| Capital cushion | 44 | 61 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 42 | 45 (stronger) |
| Funding & liquidity | 91 (stronger) | 22 |
| Problem-loan coverage | 100 (stronger) | 42 |
| Peer percentile | 43rd | 1st |
| Total assets | $185.1M | $551.9M |
| Deposits / shares | $171.0M | $408.3M |
| Capital ratio | 9.45% | 11.13% (stronger) |
| Problem loans | 0.00% (stronger) | 4.14% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 0.54% | 0.63% (stronger) |
| Loans ÷ deposits | 41.1% (stronger) | 110.7% |
| Uninsured deposits | 23.7% (stronger) | 40.5% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.4% |
Mission Bank has the higher TellerScore (70 vs 35). On the 7 directional measures above (where higher or lower is clearly better), Mission Bank leads on 5 and Goldwater Bank, N.A. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.