Side-by-side · Q2 2026 data
Mission City Federal Credit Union vs California Lithuanian Credit Union
Credit union
Mission City Federal Credit Union
Santa Clara, California · $100 million – $1 billion
Credit union
California Lithuanian Credit Union
Santa Monica, California · $100 million – $1 billion
Metric by metric
| Measure | Mission City Federal Credit Union | California Lithuanian Credit Union |
|---|---|---|
| TellerScore | 62 | 70 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 94 (stronger) | 52 |
| Earnings | 42 | 43 (stronger) |
| Funding & liquidity | 72 (stronger) | 62 |
| Problem-loan coverage | 97 (stronger) | 88 |
| Peer percentile | 26th | 51st |
| Total assets | $171.7M | $175.1M |
| Deposits / shares | $139.1M | $143.0M |
| Capital ratio | 8.29% | 17.40% (stronger) |
| Problem loans | 0.17% (stronger) | 1.45% |
| Net charge-offs | 0.38% | 0.00% (stronger) |
| Return on assets | 0.56% | 0.57% (stronger) |
| Loans ÷ deposits | 88.0% (stronger) | 90.8% |
| Uninsured deposits | 15.2% (stronger) | 21.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
California Lithuanian Credit Union has the higher TellerScore (70 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Mission City Federal Credit Union leads on 3 and California Lithuanian Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.