Side-by-side · Q2 2026 data
Mission Federal Credit Union vs California Federal Credit Union
Metric by metric
| Measure | Mission Federal Credit Union | California Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 65 |
| Capital cushion | 73 (stronger) | 44 |
| Loan quality | 95 (stronger) | 85 |
| Earnings | 66 (stronger) | 41 |
| Funding & liquidity | 79 | 86 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 89th | 41st |
| Total assets | $7.3B | $5.4B |
| Deposits / shares | $6.3B | $4.9B |
| Capital ratio | 12.27% (stronger) | 9.41% |
| Problem loans | 0.15% (stronger) | 0.44% |
| Net charge-offs | 0.34% | 0.13% (stronger) |
| Return on assets | 1.15% (stronger) | 0.53% |
| Loans ÷ deposits | 81.3% | 73.0% (stronger) |
| Uninsured deposits | 6.9% (stronger) | 15.7% |
| Offices | 18 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mission Federal Credit Union has the higher TellerScore (81 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Mission Federal Credit Union leads on 5 and California Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.