TellerScore

California Federal Credit Union is a federal credit union headquartered in Glendale, California, in business for about 93 years. At the end of Q2 2026 it reported $5.4B in total assets and $4.9B in member shares and deposits, with 25 offices.

California Federal Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 41% of its 454 credit unions with $1 billion – $10 billion. Among 238 credit unions headquartered in California, it ranks 143rd. Problem-loan coverage contributes the most (94/100, 3.0%); earnings contributes the least (41/100, 0.53%).

TellerScore · Q2 2026

Scorecard

Capital cushion44/100
Net worth ratio: 9.41%
Loan quality85/100
Loans 60+ days delinquent ÷ total loans: 0.44%
Earnings41/100
Return on assets (annualized): 0.53%
Funding & liquidity86/100
Loans ÷ shares: 73.0% · 15.7% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.04%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

3 quarters

Health trend

The score has been essentially flat from Q4 2025 to Q2 2026 (65 → 65).

TellerScore
646565Q4 2025Q2 2026
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QuarterTellerScore
Q4 202565
Q1 202664
Q2 202665
Net worth ratio
7.00%8.21%9.41%well-capitalized benchmarkQ4 2025Q2 2026
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QuarterNet worth ratio
Q4 20259.23%
Q1 20269.27%
Q2 20269.41%
Delinquent loans (60+ days)
0.39%0.42%0.46%Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q4 20250.46%
Q1 20260.39%
Q2 20260.44%
Return on assets
0.41%0.50%0.59%Q4 2025Q2 2026
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QuarterReturn on assets
Q4 20250.59%
Q1 20260.41%
Q2 20260.53%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$5.4B9.41%0.44%0.53%73.0%
Q1 202664$5.4B9.27%0.39%0.41%71.5%
Q4 202565$5.4B9.23%0.46%0.59%72.0%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.41%
18th
Problem loans0.44%
76th
Net charge-offs0.13%
91st
Return on assets0.53%
24th
Loans to deposits73.0%
83rd
Uninsured deposits15.7%
11th
Loan-loss reserves0.00%
50th
Texas ratio3.0%
75th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Educational Employees Credit UnionCredit union Fresno, CA96 out of 100, Very strong$5.4B14.6%0.20%vs
Chevron Federal Credit UnionCredit union Concord, CA81 out of 100, Strong$5.4B12.4%0.38%vs
Travis Credit UnionCredit union Vacaville, CA65 out of 100, Moderate$5.9B10.4%0.67%vs
Stanford Federal Credit UnionCredit union Palo Alto, CA73 out of 100, Strong$4.6B11.2%0.21%vs
Technology Credit UnionCredit union San Jose, CA62 out of 100, Moderate$4.5B11.3%0.57%vs
Safe Credit UnionCredit union Folsom, CA71 out of 100, Strong$4.4B10.8%0.52%vs

Deposit insurance

Is my money safe at California Federal Credit Union?

Yes. California Federal Credit Union is a federally insured credit union (NCUA charter #24980). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 15.7% of shares and deposits ($766.0M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 9.41%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

25 locations

Branches

California Federal Credit Union lists 25 offices in 18 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
California Federal Credit Union
Type
Federal credit union
NCUA charter #
24980
RSSD ID
234597
Primary regulator
NCUA
Established
1933
Headquarters
701 N Brand Blvd, Glendale, CA 91203
Employees
561

Quick answers

California Federal Credit Union: common questions

Is California Federal Credit Union NCUA insured?

Yes. California Federal Credit Union is a federally insured credit union (NCUA charter #24980). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is California Federal Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does California Federal Credit Union have?

25 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Glendale

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Sunkist Employees Federal Credit UnionCredit union Valencia, CA100 out of 100, Very strong$3.8M33.6%0.00%vs
California Adventist Federal Credit UnionCredit union Glendale, CA89 out of 100, Very strong$44.7M20.1%0.04%vs
Asian Pacific National BankBank San Gabriel, CA89 out of 100, Very strong$56.9M20.1%0.00%vs
Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs
American Plus Bank, N.A.Bank Arcadia, CA88 out of 100, Very strong$935.0M16.5%0.04%vs