Side-by-side · Q2 2026 data
Mission Federal Credit Union vs Patelco Credit Union
Metric by metric
| Measure | Mission Federal Credit Union | Patelco Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 60 |
| Capital cushion | 73 (stronger) | 55 |
| Loan quality | 95 (stronger) | 66 |
| Earnings | 66 (stronger) | 36 |
| Funding & liquidity | 79 (stronger) | 74 |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 89th | 25th |
| Total assets | $7.3B | $9.8B |
| Deposits / shares | $6.3B | $8.2B |
| Capital ratio | 12.27% (stronger) | 10.49% |
| Problem loans | 0.15% (stronger) | 1.03% |
| Net charge-offs | 0.34% (stronger) | 0.58% |
| Return on assets | 1.15% (stronger) | 0.41% |
| Loans ÷ deposits | 81.3% (stronger) | 86.3% |
| Uninsured deposits | 6.9% | 6.2% (stronger) |
| Offices | 18 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.7% |
Mission Federal Credit Union has the higher TellerScore (81 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Mission Federal Credit Union leads on 6 and Patelco Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.