TellerScore

Side-by-side · Q2 2026 data

Mission National Bank vs Capital Bank and Trust Company

Bank

Mission National Bank

San Francisco, California · $100 million – $1 billion

74of 100
Strong

Bank

Capital Bank and Trust Company

Irvine, California · $100 million – $1 billion

94of 100
Very strong

Metric by metric

MeasureMission National BankCapital Bank and Trust Company
TellerScore7494 (stronger)
Capital cushion89100 (stronger)
Loan quality100100
Earnings18100 (stronger)
Funding & liquidity6061 (stronger)
Problem-loan coverage100100
Peer percentile57th98th
Total assets$276.4M$266.1M
Deposits / shares$237.1M$500K
Capital ratio13.94%79.26% (stronger)
Problem loans0.00%0.00%
Net charge-offs-0.00% (stronger)0.00%
Return on assets-0.05%81.14% (stronger)
Loans ÷ deposits97.9%0.0% (stronger)
Uninsured deposits17.0% (stronger)50.0%
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Capital Bank and Trust Company has the higher TellerScore (94 vs 74). On the 6 directional measures above (where higher or lower is clearly better), Mission National Bank leads on 2 and Capital Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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