Mission National Bank (FDIC certificate #23749) is based in San Francisco, California. Its Q2 2026 call report shows $276.4M in total assets and $237.1M in deposits and 1 office.
Mission National Bank has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,650 banks with $100 million – $1 billion. Among 116 banks headquartered in California, it ranks 40th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (18/100, -0.05%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (78 → 74), mostly because the capital cushion component weakened by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 75 |
| Q3 2024 | 75 |
| Q4 2024 | 76 |
| Q1 2025 | 66 |
| Q2 2025 | 78 |
| Q3 2025 | 80 |
| Q4 2025 | 80 |
| Q1 2026 | 78 |
| Q2 2026 | 74 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 17.66% |
| Q3 2024 | 16.60% |
| Q4 2024 | 16.80% |
| Q1 2025 | 16.61% |
| Q2 2025 | 15.29% |
| Q3 2025 | 15.12% |
| Q4 2025 | 15.64% |
| Q1 2026 | 14.76% |
| Q2 2026 | 13.94% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.73% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.19% |
| Q3 2024 | -0.19% |
| Q4 2024 | -0.25% |
| Q1 2025 | -0.65% |
| Q2 2025 | 0.12% |
| Q3 2025 | 0.26% |
| Q4 2025 | 0.22% |
| Q1 2026 | 0.10% |
| Q2 2026 | -0.05% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $276.4M | 13.94% | 0.00% | -0.05% | 97.9% |
| Q1 2026 | 78 | $249.2M | 14.76% | 0.00% | 0.10% | 97.0% |
| Q4 2025 | 80 | $236.7M | 15.64% | 0.00% | 0.22% | 102.2% |
| Q3 2025 | 80 | $240.8M | 15.12% | 0.00% | 0.26% | 99.0% |
| Q2 2025 | 78 | $243.3M | 15.29% | 0.00% | 0.12% | 105.9% |
| Q1 2025 | 66 | $246.3M | 16.61% | 0.73% | -0.65% | 107.8% |
| Q4 2024 | 76 | $219.0M | 16.80% | 0.00% | -0.25% | 98.2% |
| Q3 2024 | 75 | $215.2M | 16.60% | 0.00% | -0.19% | 100.1% |
| Q2 2024 | 75 | $217.3M | 17.66% | 0.00% | -0.19% | 96.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Capital Bank and Trust CompanyBank Irvine, CA | 94 out of 100, Very strong | $266.1M | 79.3% | 0.00% | vs |
| Gateway Bank, F.S.B.Bank Oakland, CA | 49 out of 100, Below average | $288.2M | 13.8% | 2.15% | vs |
| Summit BankBank Oakland, CA | 57 out of 100, Moderate | $264.4M | 16.4% | 1.48% | vs |
| Home Bank of CaliforniaBank San Diego, CA | 84 out of 100, Strong | $255.4M | 12.3% | 0.00% | vs |
| Monterey County BankBank Monterey, CA | 54 out of 100, Below average | $300.4M | 8.4% | 0.24% | vs |
| Bank IrvineBank Irvine, CA | 79 out of 100, Strong | $305.6M | 22.8% | 0.00% | vs |
Deposit insurance
Is my money safe at Mission National Bank?
Yes. Mission National Bank is an FDIC-insured institution (FDIC certificate #23749). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.0% of deposits ($40.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.94%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Mission National Bank lists 1 office in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Mission National Bank
- Type
- National bank
- FDIC certificate #
- 23749
- RSSD ID
- 519360
- Primary regulator
- OCC
- Holding company
- Mnb Holdings Corp
- Established
- February 16, 1982
- Headquarters
- 3060 16th St, San Francisco, CA 94103
- Website
- www.mnbsf.com
- Employees
- 26
Quick answers
Mission National Bank: common questions
Is Mission National Bank FDIC insured?
Yes. Mission National Bank is an FDIC-insured institution (FDIC certificate #23749). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Mission National Bank's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Mission National Bank ever failed?
There is no failure record for FDIC certificate #23749 in the FDIC failed bank list.
How many branches does Mission National Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near San Francisco
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Northeast Community Federal Credit UnionCredit union San Francisco, CA | 100 out of 100, Very strong | $15.2M | 32.6% | 0.00% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| San Mateo City Employees Federal Credit UnionCredit union San Mateo, CA | 87 out of 100, Very strong | $31.8M | 18.4% | 0.00% | vs |
| San Francisco Federal Credit UnionCredit union San Francisco, CA | 86 out of 100, Very strong | $1.6B | 13.6% | 0.15% | vs |
| San Francisco Lee Federal Credit UnionCredit union San Francisco, CA | 85 out of 100, Very strong | $10.7M | 53.3% | 0.00% | vs |
| GBC International BankBank Los Angeles, CA | 83 out of 100, Strong | $658.5M | 15.9% | 0.26% | vs |