Side-by-side · Q2 2026 data
Mission Valley Bank vs Pacific Valley Bank
Metric by metric
| Measure | Mission Valley Bank | Pacific Valley Bank |
|---|---|---|
| TellerScore | 54 | 70 (stronger) |
| Capital cushion | 60 | 76 (stronger) |
| Loan quality | 35 | 92 (stronger) |
| Earnings | 53 | 55 (stronger) |
| Funding & liquidity | 59 (stronger) | 26 |
| Problem-loan coverage | 73 | 97 (stronger) |
| Peer percentile | 10th | 43rd |
| Total assets | $782.0M | $653.3M |
| Deposits / shares | $615.3M | $570.5M |
| Capital ratio | 11.00% | 12.60% (stronger) |
| Problem loans | 1.94% | 0.24% (stronger) |
| Net charge-offs | 0.34% | -0.02% (stronger) |
| Return on assets | 0.82% | 0.87% (stronger) |
| Loans ÷ deposits | 101.1% | 94.5% (stronger) |
| Uninsured deposits | 0.1% (stronger) | 50.7% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pacific Valley Bank has the higher TellerScore (70 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Mission Valley Bank leads on 1 and Pacific Valley Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.