Side-by-side · Q2 2026 data
Mission Valley Bank vs River Valley Community Bank
Metric by metric
| Measure | Mission Valley Bank | River Valley Community Bank |
|---|---|---|
| TellerScore | 54 | 65 (stronger) |
| Capital cushion | 60 (stronger) | 37 |
| Loan quality | 35 | 100 (stronger) |
| Earnings | 53 (stronger) | 47 |
| Funding & liquidity | 59 | 62 (stronger) |
| Problem-loan coverage | 73 | 100 (stronger) |
| Peer percentile | 10th | 29th |
| Total assets | $782.0M | $793.1M |
| Deposits / shares | $615.3M | $704.9M |
| Capital ratio | 11.00% (stronger) | 8.73% |
| Problem loans | 1.94% | 0.00% (stronger) |
| Net charge-offs | 0.34% | 0.04% (stronger) |
| Return on assets | 0.82% (stronger) | 0.67% |
| Loans ÷ deposits | 101.1% | 56.8% (stronger) |
| Uninsured deposits | 0.1% (stronger) | 49.2% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Valley Community Bank has the higher TellerScore (65 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Mission Valley Bank leads on 3 and River Valley Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.