Side-by-side · Q2 2026 data
Mississippi Dhs Federal Credit Union vs First Unity Federal Credit Union
Credit union
Mississippi Dhs Federal Credit Union
Jackson, Mississippi · Under $100 million in assets
Credit union
First Unity Federal Credit Union
McComb, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Mississippi Dhs Federal Credit Union | First Unity Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 58 |
| Capital cushion | 82 | 90 (stronger) |
| Loan quality | 40 (stronger) | 0 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 87 (stronger) | 0 |
| Peer percentile | 19th | 19th |
| Total assets | $10.5M | $11.7M |
| Deposits / shares | $9.0M | $9.7M |
| Capital ratio | 13.22% | 14.00% (stronger) |
| Problem loans | 1.79% (stronger) | 26.52% |
| Net charge-offs | 0.27% (stronger) | 1.90% |
| Return on assets | -0.57% | 2.49% (stronger) |
| Loans ÷ deposits | 50.3% (stronger) | 87.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 5 directional measures above (where higher or lower is clearly better), Mississippi Dhs Federal Credit Union leads on 3 and First Unity Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.