TellerScore

Headquartered in Jackson, Mississippi, Mississippi Dhs Federal Credit Union is a federal credit union with $10.5M in total assets and $9.0M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1952.

Mississippi Dhs Federal Credit Union has a TellerScore of 58 out of 100 (moderate) based on Q2 2026 data — higher than only 19% of its 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 45th. Funding & liquidity contributes the most (100/100, 50% loans-to-deposits, 0% uninsured); earnings contributes the least (0/100, -0.57%).

TellerScore · Q2 2026

Scorecard

Capital cushion82/100
Net worth ratio: 13.22%
Loan quality40/100
Loans 60+ days delinquent ÷ total loans: 1.79%
Earnings0/100
Return on assets (annualized): -0.57%
Funding & liquidity100/100
Loans ÷ shares: 50.3% · 0.0% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.50%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 12 points (70 → 58), mostly because the earnings component weakened by 24 points.

TellerScore
587081Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202481
Q4 202478
Q1 202571
Q2 202570
Q3 202570
Q4 202579
Q1 202667
Q2 202658
Net worth ratio
7.00%10.55%14.10%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.91%
Q3 202413.56%
Q4 202413.73%
Q1 202513.62%
Q2 202513.86%
Q3 202514.10%
Q4 202513.93%
Q1 202613.28%
Q2 202613.22%
Delinquent loans (60+ days)
0.17%0.98%1.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.84%
Q3 20240.33%
Q4 20240.52%
Q1 20250.84%
Q2 20251.24%
Q3 20251.31%
Q4 20250.17%
Q1 20260.86%
Q2 20261.79%
Return on assets
-0.71%-0.08%0.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.55%
Q3 20240.47%
Q4 20240.33%
Q1 2025-0.18%
Q2 20250.10%
Q3 20250.06%
Q4 2025-0.02%
Q1 2026-0.71%
Q2 2026-0.57%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$10.5M13.22%1.79%-0.57%50.3%
Q1 202667$10.5M13.28%0.86%-0.71%50.3%
Q4 202579$10.1M13.93%0.17%-0.02%55.5%
Q3 202570$10.1M14.10%1.31%0.06%56.8%
Q2 202570$10.2M13.86%1.24%0.10%52.6%
Q1 202571$10.4M13.62%0.84%-0.18%48.4%
Q4 202478$10.3M13.73%0.52%0.33%54.0%
Q3 202481$10.3M13.56%0.33%0.47%54.6%
Q2 202478$10.0M13.91%0.84%0.55%54.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.22%
41st
Problem loans1.79%
24th
Net charge-offs0.27%
42nd
Return on assets-0.57%
10th
Loans to deposits50.3%
64th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio6.5%
22nd

Similar-size credit unions in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
Healthplus Federal Credit UnionCredit union Jackson, MS24 out of 100, Low$10.5M8.3%8.53%vs
Vickswood Federal Credit UnionCredit union Vicksburg, MS94 out of 100, Very strong$11.5M25.8%0.00%vs
Treasury Employees Federal Credit UnionCredit union Jackson, MS41 out of 100, Below average$9.4M9.8%4.57%vs
First Unity Federal Credit UnionCredit union McComb, MS58 out of 100, Moderate$11.7M14.0%26.52%vs
Vicksburg Railroad Federal Credit UnionCredit union Vicksburg, MS77 out of 100, Strong$12.0M32.8%0.52%vs
Delta Federal Credit UnionCredit union Greenville, MS98 out of 100, Very strong$8.9M29.2%0.27%vs

Deposit insurance

Is my money safe at Mississippi Dhs Federal Credit Union?

Yes. Mississippi Dhs Federal Credit Union is a federally insured credit union (NCUA charter #8052). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.22%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Mississippi Dhs Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mississippi Dhs Federal Credit Union
Type
Federal credit union
NCUA charter #
8052
RSSD ID
581385
Primary regulator
NCUA
Established
1952
Headquarters
767 N President St, Jackson, MS 39202
Employees
4

Quick answers

Mississippi Dhs Federal Credit Union: common questions

Is Mississippi Dhs Federal Credit Union NCUA insured?

Yes. Mississippi Dhs Federal Credit Union is a federally insured credit union (NCUA charter #8052). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mississippi Dhs Federal Credit Union's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mississippi Dhs Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Jackson

InstitutionScoreAssetsCapitalProblem loansCompare
Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS97 out of 100, Very strong$29.2M18.1%0.10%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Merchants and Planters BankBank Raymond, MS91 out of 100, Very strong$199.0M18.2%0.00%vs
Magnolia Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$185.6M23.4%0.55%vs
Members Exchange Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$143.6M21.2%0.37%vs
Ecm Federal Credit UnionCredit union Ridgeland, MS87 out of 100, Very strong$28.9M14.9%0.66%vs